Privacy Policy

1. Introduction

MUNAVE LIMITED ("Company", "we", "us", or "our"), a private company limited by shares incorporated in Ireland (registered at Office 2, 12A Lower Main Street, Lucan, Dublin, K78 X5P8, Ireland), operates the website ai-income.eu and related digital products and services (collectively, the "Service").

This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you visit our website, use our services, or purchase our products — including products distributed via the Whop platform.

We are committed to compliance with the General Data Protection Regulation (GDPR) (EU) 2016/679, the Irish Data Protection Act 2018, and other applicable data protection legislation.

If you do not agree with the terms of this Privacy Policy, please discontinue use of our Service.

2. Data Controller

3. What Data We Collect

3.1 Data You Provide Directly

• Contact information: name, email address, phone number
• Company information: company name, job title, industry
• Account data: username, password (hashed), purchase history
• Communication data: messages sent via contact forms, chat, or email
• Payment data: billing address; payment card data is processed exclusively by our payment processors (Whop, Stripe) and is never stored on our servers

3.2 Data Collected Automatically

• Technical data: IP address, browser type and version, operating system, device identifiers
• Usage data: pages visited, time spent on pages, referring URLs, click patterns
• Cookies and tracking data: session cookies, analytics cookies, preference cookies (see Section 9)

3.3 Data from Third Parties

• Data received from the Whop platform upon purchase or account creation
• Data received from social media platforms if you connect them to our Service
• Analytics data from Google Analytics or similar tools

4. Legal Basis for Processing (GDPR)

5. How We Use Your Data

• Provide, operate, and maintain our website and services
• Process transactions and send related information (receipts, invoices, updates)
• Respond to inquiries, support requests, and consultations
• Send marketing and promotional communications (only with your consent)
• Monitor and analyze usage trends to improve user experience
• Detect, prevent, and address technical issues and fraud
• Comply with applicable legal obligations
• Fulfill our contractual obligations to you

6. Sharing and Disclosure of Data

We do not sell your personal data. We may share your data with the following categories of third parties:

• Service providers: hosting providers (Vercel), payment processors (Whop, Stripe), email service providers, analytics platforms — under data processing agreements
• Professional advisors: lawyers, accountants, auditors — bound by confidentiality
• Authorities: government or regulatory bodies when required by law, including the Data Protection Commission of Ireland (DPC)
• Business transfers: in the event of a merger, acquisition, or sale of assets, your data may be transferred (you will be notified in advance)

All third-party providers are required to maintain the security of your personal data and are prohibited from using it for their own marketing purposes.

7. International Data Transfers

Your data may be transferred to and stored in countries outside the European Economic Area (EEA). In such cases, we ensure that appropriate safeguards are in place (e.g., EU Standard Contractual Clauses) in accordance with Chapter V of the GDPR.

8. Data Retention

• Client and contract data: 6 years from the end of the contractual relationship (Irish Companies Act 2014 requirements)
• Accounting and invoice data: 6 years from the end of the fiscal year (Irish tax law — Taxes Consolidation Act 1997)
• Marketing consent records: until withdrawal of consent + 1 year
• Website usage logs: up to 12 months
• Support communications: up to 3 years

After the retention period expires, data is securely deleted or anonymized.

9. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to:

• Ensure the website functions correctly (essential cookies)
• Remember your preferences (functional cookies)
• Analyze website traffic and user behavior (analytics cookies)
• Deliver relevant content and advertisements (marketing cookies)

You can manage your cookie preferences via our cookie banner or your browser settings. Please note that disabling certain cookies may affect the functionality of the Service.

10. Your Rights Under GDPR

As a data subject in the EEA/UK, you have the following rights:

• Right of access (Art. 15): Request a copy of the personal data we hold about you
• Right to rectification (Art. 16): Request correction of inaccurate or incomplete data
• Right to erasure (Art. 17): Request deletion of your personal data ("right to be forgotten")
• Right to restriction of processing (Art. 18): Request that we limit how we use your data
• Right to data portability (Art. 20): Receive your data in a structured, machine-readable format
• Right to object (Art. 21): Object to processing based on legitimate interests or for direct marketing
• Right to withdraw consent (Art. 7(3)): Withdraw consent at any time without affecting prior processing
• Right to lodge a complaint: With the Data Protection Commission of Ireland (DPC): www.dataprotection.ie

To exercise any of these rights, contact us at: info@ai-income.eu. We will respond to your request within 30 days.

11. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction, including:

• SSL/TLS encryption for data in transit
• Access controls and authentication
• Regular security assessments
• Staff training on data protection

No method of transmission over the Internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

12. Children's Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe we have inadvertently collected data from a minor, please contact us immediately at info@ai-income.eu and we will delete such information promptly.

13. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

14. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by:

• Posting the new Policy on this page with a revised "Last updated" date
• Sending an email notification (for material changes)

Your continued use of the Service after changes are posted constitutes your acceptance of the updated Policy.

15. Contact Us

For any questions, requests, or concerns regarding this Privacy Policy or your personal data: